Basic Budget Template

Learning More About the Top 3 Categories in Basic Budget Template

Those who don’t know well about budgeting in financial management may think that doing that is something hard to do. However, almost all people who do not have this basic budget template knowledge face difficulty in their financial management as having debt. At first, you may spend so much time making it by labeling and categorizing each thing from the expense that you have made. To get the best tracking of your income and expense, you just need to pay attention to three big subleaders. They are fix expenses, variable expenses, and non-necessities. Then, you can get the template that suits you.

When you decide to use this basic budget template for personal use, of course, you will see the difference between when before and after use it. The following tips here can help you to set the budget on your template. Calculate the income you have. You can add several income resources like overtime work, investment, or another source. Add the total up to see how much you get. Then, pay attention to the expense. The first is fix expense which stands for a regular expense that is always paid as like mortgage or rent payments, insurance, car payments, taxes, membership, also a subscription. The amount of money expense cannot be changed easily and this one is easier to budget because basically, the amount will stay the same.

After that, go to the variable expense of the basic budget template which is always different every month that is affected by daily basis decisions. This variable expense is groceries, utilities (electricity, water, internet, car fuel, repair, and maintenance,).

Sample Of Basic Budget :

Sample of Basic Budget Template

Sample of Basic Budget Template

Example of Basic Budget Template

Example of Basic Budget Template

Basic Budget Template Sample

Basic Budget Template Sample

Basic Budget Template Example

Basic Budget Template Example

This one is a little bit hard to be estimated because it is different from time to time. For instance, the electricity and internet bill will be different month to month since how often the use of it influenced the expense. Non-necessities spending can be controlled by you as like shopping, clothing, entertainment and even dining out. you can also estimate the saving budget for emergencies or other kinds of needs. At the bottom of this page, you can download this type of template for free too.

Basic Budget Template | Excel Download

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